Wind Mitigation Inspections report on the wind resistance features of a home, building or structure. They were developed to save homeowners money on their home insurance by crediting them on the features of the home that decrease the amount of damage that may occur during a hurricane or strong windstorm.
The reports and wind premium discounts are based on the inspection of these 7 features:
- Florida Building Code (up to an 86% discount)
- Roof Covering (up to an 11% discount)
- Roof Deck Attachment (up to a 35% discount)
- Roof Shape (up to a 47% discount)
- Secondary Water Resistance(SWR)
- Opening Protection (up to a 44% discount)
*** Discounts may vary based on your insurance policy. Your agent is best prepared to assist you in determining your eligibility for mitigation credits and discounts ***
Why is a Wind Mitigation Important?
A Wind Mitigation Inspection can you help you protect your home from damage caused by severe weather and can save you money on your home insurance. A Florida mandate requires insurance companies to reduce rates for homes that have specific wind mitigation features that make them better equipped to withstand storms. Having a good Wind Mitigation inspection on your home can help reduce the costs of your insurance premium.
Both single-family and multi-family dwellings may be eligible for the credits and discounts. Mitigation premium discounts are based off of seven different credit points that can only be determined by a certified wind mitigation inspector.
